Small Business Health Insurance for groups in New York, Long Island, and NYC
Peak Advisors specializes in affordable small group health insurance / small business health insurance plans and is here to assist you in comparing, obtaining, and servicing all of your New York business insurance needs.
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Small Business Health
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Compare NY small business health insurance plans in NYC, Long Island, and New York. As NYC and Long Island health insurance brokers, we can help small business owners shop for affordable group health insurance plans.
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Business Insurance
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Building a business is hard work. Protect it with business insurance from Peak Advisors, Inc. With access to hundreds of carriers, we can help you find qualify low cost insurance for your business.
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Senior Insurance
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Peak Advisors can help Long Island and New York seniors plan for their current and future insurance needs. We can advise you on Medicare Supplements, Long Term Care, Life Insurance, and Age 50+ Car Insurance.
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Personal Insurance
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Whether it’s Auto or Home, Life or Disability…we’ve got you covered. We know that you work hard to earn the things you have, and we respond in kind by working just as hard to keep them secure.
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We have been providing low cost, high quality health insurance benefits for over 30 years. Visit our small business health insurance page to find all of the current rates for small group health insurance plans for NY businesses. Peak Advisors will provide you side by side comparisons of the top-quality plans that are available in NY State. We are here to advise you of all the pros and cons of the different insurance companies, assist you in which plans have better networks, and help explain how to see which plans have your doctors. We can teach you about the differences between HMO, EPO, HSA, and PPO plans. We can even help you find coverage as a sole proprietor. We don't charge a service fee. We are compensated in full by the insurance companies and you won't pay anymore to use us as compared to going directly with an insurance company. As a boutique insurance brokerage, we are here to provide you with local, honest, and knowledgeable small group and business health insurance advice and service.
Email or Call us TODAY at (631) 207-1800 to become one of our lifelong clients!
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Jim and Rob have been amazing to work with. They walk me through every enrollment/renewal period with patience and insight, and manage to simplify an ... Read More
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Jim Eckardt and his team patiently navigated me through a very difficult application process quickly and with expertise. Jim tackled an issue, which b... Read More
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Working with James at Peak Advisors has been a dream. Extremely responsive, thoughtful communication around options, and already a huge time saver. Gr... Read More
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This group is awesome. They stayed on top of our issue until it was resolved. They are Extremely knowledgeable in their field and provided excellent... Read More
Latest Blog Posts
Below are our most recent blog posts for your review.
Navigating Small Group Health Insurance Options in Downstate NY: A Guide for Businesses
May 16, 2024
What You Need To Know About Medicare Estimation
March 14, 2024
Oscar Health Withdrawing From Small Group Plans In New York
March 6, 2024
Navigating Affordable Healthcare: A Deep Dive into Anthem BCBS Connection Network
January 24, 2024
Unlocking Affordable Healthcare Solutions: Oxford UHC METRO Network for Small Group Health Insurance in Downstate New York
January 23, 2024
Healthfirst Insurance Company Withdraws Small Group Health Insurance Policies for 2024: Explore Your New Coverage Options
January 22, 2024
Employers face higher health care premiums in 2024
December 4, 2023
NY Small Group Health Insurance Federal Open Enrollment Period runs November 15 – December 15 for January 1 effective dates.
October 20, 2023
Final 2024 NY small group health insurance rates released by DFS
September 25, 2023
Are you losing your Health First small group health insurance? We have alternatives!
July 25, 2023
Healthfirst Insurance Is Leaving The Small Group Health Insurance Market In 2024
June 28, 2023
2024 Proposed New York Small Group Health Insurance Rates
June 2, 2023
How Peak Advisors Inc can help NY small businesses navigate 2023 health insurance
March 7, 2023
HealthPass to discontinue all Healthfirst Plans but adding Empire BCBS options
January 18, 2023
HealthPass to Offer Empire BCBS
January 13, 2023
Healthfirst Commercial Pro and Pro Plus plans will be discontinued.
January 13, 2023
Employers face higher health care premiums in 2023
October 5, 2022
Final 2023 NY small group health insurance rates released
August 19, 2022
2023 Proposed New York Small Group Health Insurance Rates
June 8, 2022
Which benefits are most important to employees?
June 6, 2022
Healthfirst to cease sales of Gold EPO plans
June 3, 2022
How can I get health insurance if I don’t have any employees?
March 17, 2022
Insurance Companies & Group Health Plans Required to Cover Cost of At-Home COVID-19 Tests
January 25, 2022
Health insurance cost increases jump back to pre-pandemic pace
October 28, 2021
NY Small Group Health Insurance Federal Open Enrollment Period runs November 15 – December 15 for January 1 effective dates.
October 20, 2021
Best Small Business Health Insurance plans in NY for 2022
September 28, 2021
Final 2022 NY small group health insurance rates released by DFS
August 17, 2021
2022 Proposed New York Small Group Health Insurance Rates
June 3, 2021
DecisionHR Forms Strategic Partnership with HealthPass NY, Creates Competitive, Customizable PEO Solution for Small and Medium-Sized Businesses
April 29, 2021
All about the new Healthpass NY PEO powered by DecisionHR
April 21, 2021
How to save money on your small group health insurance renewal in 2021
October 15, 2020
Health insurance hike for small business OKd, but full impact of COVID-19 unknown
October 5, 2020
Getting Small Business Health Insurance in New York is Not Rocket Science
September 25, 2020
Final 2021 NY small group health insurance rates released by DFS
September 3, 2020
Alternatives to Oscar Small Business Health Insurance in New York
July 27, 2020
How to shop for Small Business Health Insurance
July 15, 2020
Empire BCBS Connection Network saves you 20% on your small group health insurance
June 23, 2020
2021 Proposed New York Small Group Health Insurance Rates
June 9, 2020
High End Group Health Insurance options from Oxford Health
June 2, 2020
Premium Savings with Healthfirst NY Small Business Health Insurance
May 20, 2020
Low Cost Health Insurance Options with Oscar Health for NY Small Businesses
May 13, 2020
Paycheck Protection Program for Small Businesses FAQs
April 28, 2020
Ways to reduce Health Insurance premiums and secure financial assistance for small businesses during COVID-19 crisis
April 10, 2020
How to Lower Health Insurance Premiums
March 11, 2020
Telemedicine for NY Small Business Health Insurance Plans
March 3, 2020
How long does it take to set up a small business health insurance plan?
February 24, 2020
COBRA is NOT creditable coverage for Medicare Part B
February 14, 2020
What is the Cost of Small Business Health Insurance in NY
January 31, 2020
Medicare and Small Business Health Insurance Coordination in NY
January 2, 2020
Reasons to Purchase Group Health Insurance for your Small Business
December 27, 2019
2020 Best Small Business Health Insurance Plans Nassau County
December 20, 2019
2020 Best Small Business Health Insurance Plans Suffolk County
December 20, 2019
2020 Best Small Business Health Insurance Plans NYC
December 20, 2019
2020 Best Small Business Health Insurance Plans Long Island
December 20, 2019
2020 Best Small Group Health Insurance Plans Long Island NYC
December 20, 2019
2020 Best NY Small Business Health Plans for 2019-2020
December 17, 2019
Oscar Health Insurance to offer same-day home prescription delivery service
December 16, 2019
NY Small Group Health Insurance Owner Only Guidelines
November 27, 2019
Who is considered an employee for small group health insurance plans?
November 26, 2019
Basics Of Small Business Health Insurance Plans
November 18, 2019
2020 Medicare Parts A & B Premiums and Deductibles
November 12, 2019
Top 6 Group Health Insurance Questions
October 29, 2019
What is Coinsurance?
October 28, 2019
Oscar Health Insurance 2020 Updates
October 28, 2019
What Is a Health Insurance Premium?
October 22, 2019
HealthFirst NY Small Group Health Insurance – What’s new for 2020?
October 16, 2019
What Is a Health Insurance Deductible?
October 15, 2019
2020 Empire BCBS Small Business Health Update
October 14, 2019
2020 Oxford Health NY Small Group plan updates
October 10, 2019
How to research small business health insurance plans in NY
October 9, 2019
2020 HealthFirst NY Small Group Health Insurance Updates
September 26, 2019
Why Choose HealthPass for your NY small business?
September 17, 2019
HealthFirst NY Small Business Health Insurance
September 12, 2019
How to Pick the Best NY Small Business Health Insurance Plan
August 17, 2019
Final 2020 NY small group health insurance rates released by DFS
August 13, 2019
A guide to Health Insurance for small businesses in NY
July 29, 2019
All Things you need to know about Small Business Health Insurance NY
July 24, 2019
Health Insurance for your Small Business
July 17, 2019
New York Health Insurance – Affordable small business health plans
July 3, 2019
HealthPass New York Expands Health Insurance Options for Small Businesses
June 25, 2019
New York Small Business Health Insurance Rates
June 19, 2019
Oscar Health Insurance Plans for NY Businesses
June 19, 2019
Health Insurance: The 4 Best Options for Small Businesses
June 10, 2019
2020 Proposed New York Small Group Health Insurance Rates
June 6, 2019
The Benefits of Using a Broker for Purchasing Health Insurance
June 3, 2019
HealthPass Adds New Insurance Carrier Option
May 28, 2019
New Health Options for Small-Business Employees
May 28, 2019
How to increase employee retention? Offer more health benefit options
May 22, 2019
Is group health insurance a good choice for your small business?
May 14, 2019
6 Reasons Health Insurance Brokers Become Even More Important in 2019
May 8, 2019
9 Benefits of Group Health Insurance
April 29, 2019
5 Reasons Why Your Business Must Offer Health Insurance
April 29, 2019
How Does Health Insurance Work for Small Businesses?
April 15, 2019
What Health Insurance Means for a Small Business Owner?
April 9, 2019
False Promises of Medicare for All
April 5, 2019
What are the advantages of Group Health Insurance?
April 4, 2019
How to Purchase Small Business Health Insurance in NY
April 1, 2019
Small Business Health Insurance Terms
March 20, 2019
Health Insurance – Small Business Owners
March 7, 2019
Oscar Insurance for NY Small Businesses in Westchester and Rockland Counties
March 4, 2019
2019 2Q New York Small Business Health Insurance Rates
February 4, 2019
Pulling Back Curtain On Hospital Prices Adds New Wrinkle In Cost Control
February 4, 2019
True Cost Of Single Payer Health Insurance In NY
January 25, 2019
Oxford Health Plans
January 17, 2019
HealthPass NY Small Business Health Insurance
January 16, 2019
Oscar Insurance for NY Small Business
January 14, 2019
Health Insurance for Sole Proprietors in NY
January 11, 2019
The Best Small Business Health Insurance Plans Long Island NYC 2019
January 9, 2019
New York Small Business Health Insurance Rates
January 6, 2019
Federal Open Enrollment period for group health insurance Nov 15-Dec 15 for January 1, 2019 effective date.
November 29, 2018
Empire Blue Cross Blue Shield Provides Access to New York’s Best Doctors in 2019
November 12, 2018
EMBLEM HEALTH Small Business Plans – Why they should be on your short list for 2019
November 9, 2018
No other carrier offers more small group health options than Oxford
November 7, 2018
The Benefits of HealthPass NY Small Business Health Plans in 2019
November 5, 2018
Top 5 Reasons to choose Oscar Small Group Health Insurance
November 5, 2018
Some small group health insurers in NY are LOWERING rates in 2019
October 25, 2018
The 2019 1Q New York Small Group Health Insurance Rates
October 25, 2018
Oscar Health Insurance Announces New Small Business Health Plan Networks In NY For 2019
October 16, 2018
Peak Advisors discontinuing sales of Individual Health Insurance
September 12, 2018
2018 4Q New York Small Group Health Insurance Rates
September 6, 2018
2019 NY Paid Family Leave Adjustment to Rates and Benefits
September 6, 2018
NY DFS Regulation of Association Health Plans
August 28, 2018
Google’s parent company Alphabet planning to invest $375 million in Oscar
August 21, 2018
2018 Association Health Plan Information
June 22, 2018
2019 Proposed NY Health Insurance Individual Rates
June 12, 2018
2019 Proposed New York Small Group Health Insurance Rates
June 12, 2018
NY Small Group Health Insurance Owner Only Guidelines – Update
May 24, 2018
Why should you use a health insurance broker?
May 2, 2018
NY Small Group Health Insurance Owner Only Guidelines
April 20, 2018
Oxford Provides Small Group CareConnect Health Insurance Alternatives
April 20, 2018
2018 2Q New York Small Group Health Insurance Rates
April 20, 2018
NY Small Group Health Insurance Owner Only Guidelines
March 29, 2018
Oscar best transition options for CareConnect small groups
March 28, 2018
Oxford Provides Small Group CareConnect Health Insurance Alternatives
March 22, 2018
2018 2Q New York Small Group Health Insurance Rates
March 22, 2018
The Benefits of HealthPass for Small Group Health Insurance
March 22, 2018
Best transition options for CareConnect small groups to United Healthcare – Oxford
March 7, 2018
Best transition options for CareConnect small groups to Oscar
March 5, 2018
Top 5 Reasons to choose Oscar for Small Group Health Insurance
March 1, 2018
New participation requirements for “Owner Only” enrolling small group health insurance
February 21, 2018
2018 Q2 New York Small Group Health Insurance Rates
February 20, 2018
Empire Blue Cross Blue Shield Provides Access to New York’s Best Doctors
February 19, 2018
The Benefits of HealthPass for Small Group Health Insurance
February 19, 2018
Oxford Updates New York Small Group Underwriting Guidelines
February 13, 2018
Peak Advisor’s Recently Selected Top 30 Insurance Blog
January 10, 2018
Oxford Provides Small Group CareConnect Health Insurance Alternatives
January 10, 2018
Top 5 Reasons to choose Oscar for Small Group Health Insurance
January 10, 2018
The Benefits of HealthPass for Small Group Health Insurance
January 9, 2018
Top 5 Reasons to choose Oscar for Small Group Health Insurance
December 18, 2017
Oxford Provides Small Group CareConnect Health Insurance Alternatives
December 18, 2017
Empire Blue Cross Blue Shield Provides Access to New York’s Best Doctors
December 18, 2017
The Benefits of HealthPass for Small Group Health Insurance
December 18, 2017
CareConnect alternatives for NY Small Group Health Insurance
December 18, 2017
Emblem Expands Small Group Network for NY businesses in 2018
December 18, 2017
2018 Best Small Group Health Insurance Plans Long Island NYC
December 18, 2017
2018 NY Individual Health Insurance Open Enrollment Deadlines
December 18, 2017
Oxford Provides Small Group CareConnect Health Insurance Alternatives
November 20, 2017
Top 5 Reasons to choose Oscar for Small Group Health Insurance
November 13, 2017
CareConnect alternatives for NY Small Group Health Insurance
October 23, 2017
HealthPass Adds New Carrier Partner
September 22, 2017
2018 Best Individual Health Insurance Plans Long Island and NYC
September 21, 2017
2018 Best Small Group Health Insurance Plans Long Island NYC
September 19, 2017
NY State of Health Announces 2018 Open Enrollment Dates for Qualified Health Plans
September 7, 2017
Alternatives to Care Connect Health Insurance
August 25, 2017
CareConnect Withdrawing from the New York Health Insurance Market
August 25, 2017
2018 Final NY Health Insurance Rates Announced for Small Group and Individuals
August 17, 2017
Emblem Health Expanding 2018 Small Group Health Insurance Network
August 15, 2017
City MD No Longer Participating In CareConnect Urgent Care Network
July 7, 2017
3 Common Small Business Health Insurance Misconceptions
June 23, 2017
2018 Proposed NY Health Insurance Individual Rates
June 19, 2017
2017 Q3 New York Small Group Health Insurance Rates
June 16, 2017
HealthPass NY Expands Health Insurance Options for Small Businesses with Addition of Oscar Health Insurance
June 15, 2017
2018 Proposed NY Health Insurance Small Group Rates
June 13, 2017
Do I need to enroll in Medicare if I am still working?
May 26, 2017
Top 5 Reasons to Choose Care Connect for your NY Small Group Health Insurance
May 24, 2017
2018 Individual Health Insurance Open Enrollment Dates Updated
April 18, 2017
New Small Group Health Option in NYC and Long Island
April 4, 2017
Best 2017 NY Long Island Health Insurance Plans
March 29, 2017
What are the free market roadblocks to an Obamacare replacement?
March 15, 2017
Employer Health Premium Tax Exclusion In Jeopardy
February 17, 2017
2017 New Small Group Health Carriers for NY
February 10, 2017
Top things to Consider When Choosing an Insurance Agent or Broker
February 8, 2017
2017 NY Individual Health Insurance Open Enrollment Deadlines
January 27, 2017
2017 Care Connect and Oscar Individual Health Insurance deadline extended
December 16, 2016
2017 Best Individual Health Insurance Plans Long Island and NYC
November 21, 2016
NY Small Group Health Insurance 2017 Rates
November 18, 2016
What happens to Obamacare now that Trump is President?
November 10, 2016
2017 Individual Health Insurance for NYC and Long Island
November 9, 2016
Small Group Health Insurance Options 2017 Long Island NY and NYC
November 9, 2016
Losing your Medicare Advantage PPO plan in 2017? We have options!
October 25, 2016
Small Group Health Insurance Options 2017 Long Island NY and New York City
October 20, 2016
2017 Small Group Health Insurance Options Long Island NY and NYC
October 17, 2016
2017 Care Connect Small Group Premium Increase
October 14, 2016
2017 NYC and Long Island Small Group Health Insurance carriers
September 8, 2016
Small Group Participation Requirement Holiday from Nov. 15–Dec. 15 for Jan. 1 Effective Dates
September 6, 2016
What is a Broker of Record for group health insurance?
August 26, 2016
2017 Individual Health Insurance for NYC and Long Island
August 25, 2016
Care Connect receives approval for 2017 Small Group Health Insurance Rates
August 24, 2016
2017 NY Health Insurance Rates Approved
August 8, 2016
2017 NY Health Insurance Shake Up
July 28, 2016
Term Life Insurance – Refinance it Today!
May 25, 2016
2017 Proposed NY Health Insurance Rates
May 18, 2016
NY INDIVIDUAL HEALTH INSURANCE – BIG CHANGES AND RATE INCREASES EXPECTED IN 2017 *UPDATED 7/14/16
April 28, 2016
Lowest Cost NY Worker’s Comp Insurance
April 18, 2016
Alternatives for Harleysville Contractor General Liability Insurance
February 24, 2016
Medicare Part B and Group Health Coordination Pitfalls to Avoid
February 12, 2016
Empire BCBS Medicare Advantage PPO loss of coverage options
January 21, 2016
2016 Health Insurance Open Enrollment ends 1/31/16 – Secure your plan today!
January 21, 2016
NY State of Health extending January 1, 2016 enrollment deadline
December 15, 2015
HealthPass- An excellent Health Insurance option for Small Businesses in NY
December 4, 2015
2016 Best Individual Health Insurance plans in NY and Long Island
December 4, 2015
Can I give my employees cash to purchase health insurance individually?
October 23, 2015
Empire BCBS MediBlue Freedom I PPO Medicare Advantage Plans being cancelled in Nassau and Suffolk
October 9, 2015
Health Republic Insurance Alternatives for Long Island and NYC Individuals and Small Groups
September 29, 2015
Health Republic Insurance of New York forced to Close Its Doors
September 27, 2015
New ESSENTIAL PLAN available on NYSOH starting in 2016
September 16, 2015
2016 PPO Medicare Advantage Plans Being Cancelled in Nassau and Suffolk
September 15, 2015
2016 NY Health Insurance Rates released
August 1, 2015
Nearly two-thirds of Obamacare Subsidy recipients had to repay IRS average of $729
July 17, 2015
ObamaCare Supreme Court Decision effect on New Yorkers?
June 25, 2015
Congress Passes Medicare ‘Doc Fix’
June 11, 2015
2016 New York Proposed Health Insurance Rate Increases for Individuals and Small Groups
June 1, 2015
Importance of working with a New York Health Insurance Broker
May 19, 2015
North Shore LIJ Care Connect Adds Peconic Bay Medical Center in Riverhead to Network
May 18, 2015
Centers for Medicare & Medicaid Services – First Ever Hospital Compare Star Ratings
April 17, 2015
NY Amends Health Insurance Law to Limit Out-Of-Network Surprise Bills
April 16, 2015
2015 New York Individual Health Insurance Special Enrollment Period FAQ
April 13, 2015
2015 Individual Health Insurance Information
April 1, 2015
The Dreaded Cadillac Tax…coming to a health plan near YOU!
March 12, 2015
Telemedicine from Call A Doctor Plus
March 10, 2015
NY Individual Health Insurance EXTRA Enrollment Period
March 4, 2015
2015 Health Insurance Open Enrollment Ending Soon!
February 2, 2015
2015 NY State of Health Insurance Open Enrollment is Ending… Enroll Today!
January 13, 2015
NYSOH – 2015 New York State of Health Insurance Annual Renewal Process
October 15, 2014
Approved 2015 Health Insurance Rates for New York and Long Island
September 9, 2014
2015 NY State of Health Open Enrollment Potential Problems
August 21, 2014
Long Island NY Health Insurance Metal Plans Explained
August 6, 2014
NY Health Insurance Special Enrollment Period Qualifications
July 29, 2014
NY State of Health – Status and Summary Report
July 22, 2014
2015 Group & Individual Health Insurance Proposed Rate Increases for Long Island
July 22, 2014
Individual NY Health Insurance vs New York State of Health (NYSOH)
June 27, 2014
Telemedicine and Telehealth: Health Insurance Trends – Peak Advisors, Inc.
June 16, 2014
IMPORTANT COBRA HEALTH INSURANCE PITFALL
May 7, 2014
Open Enrollment Period for Individuals Ended, but Group and Special Enrollment Periods continue year round
April 2, 2014
Stony Brook University Hospital – Accepts Only Health Republic From NY State of Health Plans
March 19, 2014
Confusion Over Whether Hospitals and Doctors Accept Certain Health Insurance Carriers
March 19, 2014
DON’T MISS INDIVIDUAL HEALTH INSURANCE OPEN ENROLLMENT
March 19, 2014
NY State of Health – Health Insurance Exchange Still A Disaster
February 4, 2014
Is It Too Late To Get Your Health Insurance Plan Back? James Eckardt – Reuters Article
November 15, 2013
New York Health Insurance Costs Very High – We can help!
October 22, 2013
Track the Progress of The New Health Insurance Exchange
October 9, 2013
Site Delays and High Traffic are causing issues on the Obamacare Insurance Exchanges.
October 4, 2013
Obamacare Health Insurance Exchanges Open Soon – What to Expect!
September 26, 2013
Lower Health Insurance Premiums to Come at Cost of Fewer Choices
September 23, 2013
NY State of Health Insurance Exchange Updates
August 12, 2013
New York Health Insurance – Top 10 Medical Services Not Covered by Health Insurance Pack Big Costs
August 6, 2013
Medicare Advantage Health Benefits – USA Today
July 19, 2013
Health Insurance Hospital Costs – Data shows Staggering Cost Differences
May 9, 2013
What do I need to qualify for small business health insurance?
In NY you must have at least one 20hr per week or more non-spouse employee in addition to the owner. This includes sole proprietors with a FT W2 employee; 2 or more K1 officer shareholders of a Sub-S , LLC, or PLLC, or two or more employees showing on a firms NYS-45 quarterly state withholding form.
What do I need to provide you in order to quote my business insurance and/or Workers Comp?
1 - Copies of your current Declaration Pages from your existing policy(ies). 2 - Copies of any recent renewal notices or notices of non-renewal 3 - Recently valued Loss Runs (we can assist you in getting these) will be needed prior to binding new coverage. 4 - Completed Commercial Customer Questionnaire: http://goo.gl/forms/TE6oW4XNFc
What does it cost us to use your services?
We do not charge for our services. In NY we are paid directly by the carriers we represent, and the price you pay is the same whether you use us or go directly to the carrier.
Can sole proprietors qualify for small business health insurance?
It depends if you have an eligible employee. As long as you have at least one non-spouse worker on payroll or 1099 you should be eligible.
GET A QUOTE!