NY Small Business Health Plans are constantly evolving, offering new options for small-business employees. Gone are the days when an employee was offered a single health plan option at their place of business. Today, NY Small business Health Plans are offering not only medical, but dental, life, and sometimes even Pet Insurance! Since employee Medical insurance is the most coveted employee benefit, it makes sense to build on that as an insurance company and offer additional benefits as well. This is all because employees today want more options, more choices, and most of all convenience.
More Options
Let’s use HealthPass NY as an example. HealthPass offers NY small Business Health Plans from 3 insurance companies. This gives employees one of the three key options they are looking for. Having more options enables the employer to let the employees make their own healthcare choices, freeing them up to run their main area of business. It also allows employees a better chance they can find their current doctor on one of the 3 health insurance company preferred lists.
More Choices
HealthPass NY also offers new health options for small business employees in the form of their ancillary insurance lines. Choose from multiple dental insurance companies and benefits packages. Enroll in a life and long-term disability plans as well. Are you in the market for pet insurance or identity theft protection? HealthPass offers that as well. Having more choices is important and what employees are looking for and being able to offer multiple choices is a plus to your business.
Convenience
While it is easy to get quotes and coverage from many insurance companies to cover all these benefits, it is not so easy to administer. In addition, some employees might not want the extra dental coverage, but might be interested instead in identity theft protection. Most separately written plans require multiple applications and can be a pain to administer. With HealthPass NY, there is one application, one monthly bill for all employees, and employees can pick and choose any combination of coverage they want. They can even decline some and take others. For an employee, this is true convenience! There are even options to take any employee contributions for coverage directly out of employee paychecks pretax. This saves on both payroll taxes to the employer and is not taxable to the employee.
In conclusion, NY Small Business Health Plans are offering more choices and options than even. Whether it be HealthPass NY, Empire Blue Cross Blue Shield, Emblem, Oscar or Oxford, all carriers are offering additional health options to their members. Not only can a company provide multiple medical insurance plans to the employees, they can now offer dental and vision in most cases as well. This is a win win for employers and employees alike.
Please contact us with any questions you might have. We would be happy to assist you in finding group health insurance options that work well for your individual business.
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