Local, Honest & Knowledgeable Insurance Advice

We are a knowledgeable and honest boutique insurance brokerage that relishes our long term relationship with our clients. We have provided Small Businesses on Long Island and NYC with Group Health Insurance and Commercial Business Insurance for over 27 years. We furnish individuals with health, life, auto, and homeowners insurance. We also procure Medicare Supplement plans for our clients that are age 65 and over.
Email or Call us TODAY at (631) 207-1800 to become one of our lifelong clients!

Below are our most recent blog posts for your review.

What do I need to qualify for small group health insurance?

In NY you must have at least one 20hr per week or more non-spouse employee in addition to the owner. This includes sole proprietors with a FT W2 employee; 2 or more K1 officer shareholders of a Sub-S , LLC, or PLLC, or two or more employees showing on a firms NYS-45 quarterly state withholding form.

What do I need to provide you in order to quote my business insurance and/or Workers Comp?

1 - Copies of your current Declaration Pages from your existing policy(ies).
2 - Copies of any recent renewal notices or notices of non-renewal
3 - Recently valued Loss Runs (we can assist you in getting these) will be needed prior to binding new coverage.
4 - Completed Commercial Customer Questionnaire: http://goo.gl/forms/TE6oW4XNFc

What does it cost us to use your services?

We do not charge for our services. In NY we are paid directly by the carriers we represent, and the price you pay is the same whether you use us or go directly to the carrier.

What is Telemedicine and how can we purchase it thru your agency?

We offer Call A Doctor Plus, which is a low-cost, easy to use enhancement to traditional healthcare. The plan offers 24/7/365 access to care from anywhere in the world from US-based and State Board Certified doctors. There are NO copays or deductibles and you simply set up your account online or on your phone and connect via live video chat or phone call when care is needed. The cost covers your family up to 6 members. Click for more details

Should I enroll for Individual Health ON or OFF Exchange?

There are two ways we can enroll you onto individual health insurance: NY State of Health (NYSOH also called ON EXCHANGE) or directly with the carriers (called OFF EXCHANGE). Your decision on which will depend on your Household Income and the number of people in your household applying for coverage. Click here for more details about Household income and applying ON EXCHANGE. The same plans are available both ON and OFF EXCHANGE, but you will not be able to receive a subsidy if you enroll OFF EXCHANGE.

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