We recently wrote about the fact that health benefits are the most valued employee benefit, even for small businesses. However, employees are always looking for the next best thing. Having more choices is one way to give them what they want. Lack of options is the problem with traditional health insurance plans. They are usually limited to one or two plans and offer few if any additional benefits. This is where HealthPass Small Business Health Insurance could help.
Instead of offering a traditional health insurance plan with one or two plan options, HealthPass Small Business Health Insurance allows multiple insurance carriers and up to 30 total health plans under one roof. In addition to group health insurance, HealthPass allows for multiple ancillary benefits such as Dental, Vision, Life, Long Term Disability, and even LifeLock identity theft protection!
Employees Want More Choices
Gone are the days when a company could offer one plan for all their employees. Nowadays, small businesses are competing with large ones to attract and most importantly retain employees. An easy way to do that is give them what they want: more choices. Would having the ability to choose from 3 insurance companies and up to 30 health plans sound better than just 2 options? Does having options to enroll in a dental and vision plan, enroll or decline life insurance, and have optional pet insurance options make you more or less likely to take one job over the other? If you think it would, then having a HealthPass Small Business Health Insurance plan to attract and retain employees should be something to investigate.
Healthpass Small Business Health Insurance
Simplicity with HealthPass. There is one enrollment form, one bill and one customer service line to answer your questions. They take the burden off employers by handling your COBRA administration and providing a confidential advocacy resource to help employees with the questions you don’t need or want to be involved in – resolving claims, setting doctor appointments or handling complex issues and more.
Access. Through HealthPass’ partner carriers, employees are afforded greater access to doctors and hospitals than any individual insurer network of providers. With over 700,000 providers collectively participating in their networks, there is a greater opportunity for employees to choose a plan that covers their most important doctors and hospitals in the area – the ones they want to see.
Choice. HealthPass small business health insurance supports employers empowering their employees to make their own health insurance decisions. After an employer sets a defined contribution (DC) amount, each employee chooses the plan that is right for their family’s medical needs and budget. A robust menu of benefit options from leading industry carriers ensures everyone can access a plan that addresses their unique healthcare needs.
In conclusion, having more choices when it comes to health insurance benefits is good for both businesses and employees alike. HealthPass small business health insurance is for New York businesses with 1-100 full time equivalent employees.
For More Information on HealthPass carriers:
Oxford HealthFirst Oscar