What does Oxford Health Plans offer NY small businesses in terms of group health insurance? The answer is the most small business health insurance options of any carrier in NY.
Why do we say that? Oxford Health Plans is the only carrier in downstate NY that offers 3 distinct networks of providers to choose from. These Oxford Health insurance networks offer diverse price points which allows small businesses to offer thousands of combinations of plans. Oxford Health Plans allows small businesses to offer multiple plans side by side, from different networks and different metal tiers. This allows a business to set up employee plan offerings that cover price conscious employees all the way up to benefit conscious employees and anyone in between.
The Oxford networks include their largest network called FREEDOM. While only slightly smaller (about 85% of the same doctors as Freedom) is their Liberty network. Both the Liberty and Freedom networks allow for out of area coverage using the United Healthcare Choice Plus network when traveling out of state, or for kids in college out of state.
Oxford Health Plans also offers a narrower sized network called METRO. METRO offers some of the lowest price points of any carrier, while still providing access to 78 top notch hospitals in the area.
For an outline of Oxford’s 3 networks, please download the 2019 Fact Sheets here.
For more information, please email, call us at 631-207-1800 or complete our online request for more information here.