New York Group Life and Long Term Disability – Unum

New York Group Life and Long Term Disability is designed to help the employer:

Attract and retain skilled employees:
With an improving job market and employers fighting to attract and retain a skilled workforce, it has never been as important to provide essential protections for your employees. UNUM’s low cost group life and long term disability options help your company stand out from your competitors, giving you a competitive advantage in this tight job market.

Increase productivity and performance:
In 2013, off-the-job injuries led to about 240 million days of lost time, costing over $280 billion to businesses.  Offering Short Term and/or Long Term Disability insurance with return to work provisions helps shorten the time employees are off the job, and helps your company maintain a full workforce.

Provide sound financial protection in the event of a disability or death:
Less than 25% of US consumers have enough emergency savings to cover six months or more of expenses according to a 2015 Bankrate study. Providing a safety net in the event of a disability or untimely death brings value, employee loyalty, and peace of mind to your employees and their family.

Offer Low Cost, High Value Employee Benefits:
Group Life and Long Term Disability plans are inexpensive, yet provide a large benefit for employees and business owners alike. Available to groups with 2+ employees, UNUM’s plans are extremely affordable with monthly costs for a small group starting at less than $100 per month! Most plans are guaranteed issue, or have simplified issue with a few medical questions.

Why choose UNUM for Group Life and Long Term Disability coverage for your business?
Since their founding in 1848, Unum has been known for breaking new ground in the business of benefits. Integrity, determination, innovation and leadership were at the core of the company 165 years ago, and they are just as relevant to their business today.

UNUM is the #1 ranked Group Disability insurer in the US according to LIMRA. UNUM is listed on the Fortune 500 and protects over 33 Million people worldwide, including over 181,000 business in the US and UK.

FIRST UNUM LIFE INSURANCE CO.  (for NY based policies) was recently rated A with Stable Outlook by AM Best on 7/7/2017