Low Cost Health Insurance Options with Oscar Health for NY Small Businesses
Did you know that as a small business owner, you can change your health insurance carrier at any time during they year? Well that is a true statement and during these difficult economic times you might consider looking at alternatives to your current NY small business health insurance plan and consider Oscar Health Insurance.
Why consider Oscar Health Insurance NY?
While Oscar is not the largest carrier in NY, they have some of the lowest priced plans available. They also offer some unique plan benefits that few competitors offer.
A new entry to the market in 2014, Oscar recently completed a $375 Million infusion from Google’s parent company Alphabet. With low rates, personalized ‘concierge’ customer service and good network access thru their two available networks, Oscar has some of the highest member satisfaction rates of any health insurer.
If providing quality insurance at an affordable price with excellent customer service is something you look for in health insurance, then Oscar deserves your look. Here are some recent articles about Oscar in the News.
How does Oscar rates compare to the other carriers?
Oscar Insurance for NY small business writes small group plans that are some of the most competitive in NYC, Long Island, and lower New York State. In fact, Oscar small group rates tend to be 10-15% lower than that of their competitors. They even have Silver level plans that have NO Deductibles!
Does Oscar offer multiple networks?
YES! For 2020, Oscar’s original Circle Network boasts 27K Providers, 30 Hospitals and 250 Urgent Care Centers. The larger Oscar Circle Plus network has 48.5k Providers, 51 Hospitals and 298 Urgent Care Centers, plus access to the Oscar National MultiPlan network when traveling outside your home area.
Do you need to get a referral to see a specialist under Oscar health plans?
No, none of the Oscar plans or networks require a referral to see a network specialist. In fact, all Oscar plans include free Telemedicine thru their patented app where you can request a virtual visit from a licensed doctor 24/7.
What other benefits does Oscar offer that other carriers to not?
- Telemedicine – many carriers charge a normal primary care doctor copay for their telemedicine visits where Oscar does it for free.
- Oscar Mobile App – check your benefits, have your ID card on your phone, chat with a doctor, and even make appointments with providers right from your smart phone.
- Concierge Service – once you set up your mobile app and call into the member services area, Oscar will remember your phone number and route all of your calls thru the same ‘concierge’ team each and every time. This way you get to know the service rep and can better coordinate care and get service you need from the same trusted source every time.
Select this link to request more information on Oscar small business health plans.
Call us today at (631) 207-1800 if you have questions or want to discuss Oscar or any other carriers we represent.