\u00a0 This plan is one of the lowest priced GOLD metal level plans available from any carrier or network. We like the fact that this plan has NO deductible, and NO coinsurance! This is a big benefit for expensive claims such as hospitalizations and surgery because you just pay a fixed \u2018copay\u2019 for these claims. HealthFirst utilizes\u00a0<\/span><\/p>\nThe PRO EPO plans from HealthFirst include the following Hospital Systems: Northwell Health, Mount Sinai Health System, Montefiore Health System, NYU Langone Health System, and NYC Health & Hospitals.\u00a0<\/span><\/p>\nOxford New Zero Deductible (ZD) Plans<\/b><\/p>\n
Our next 2 plans on our list for Best NY Small Business Health Plan for 2020 are the Oxford Liberty Network GOLD ZD plan and the Oxford Metro network SILVER ZD plan. Both plans do not require referrals to see network specialists, and both have Zero Deductibles!<\/span><\/p>\nWith some of the most competitive rates in the Oxford New York service area, the Oxford Metro Network may be just what you\u2019re looking for to help balance employer costs and employee satisfaction.<\/span><\/p>\nWe like the GOLD Liberty ZD plan as it has the lowest price point on a no deductible GOLD level plan from a carrier and network that gives you access to top hospitals including Winthrop, Memorial Sloan Kettering, St Francis, and New York Presbyterian. <\/span><\/p>\nWe like the SILVER Metro ZD plan as it is one of only two no deductible SILVER level plans available in the small group marketplace. This plan is perfect for those looking to save money on premiums while having no deductible and predictable copays. \n<\/span><\/p>\nOscar Circle or Circle Plus SILVER 0 plan<\/b><\/p>\n
Our final and TOP recommended BEST NY Small Business Health Plan is the Oscar Circle or Circle Plus SILVER 0 plan. The Circle network, and the larger Circle Plus network of Oscar\u2019s Silver 0 plans provide the only other carrier besides the Oxford ZD plans that offers a NO DEDUCTIBLE and NO COINSURANCE SILVER metal level plan. Oscar\u2019s rates for this benefit are unmatched with any carrier and should be a no brainer option as an offering to small business employees. Since Oscar Health Insurance allows for multiple plan options side by side, you can offer this plan at a steal over some of the other carrier offerings without sacrificing benefit.\u00a0<\/span><\/p>\nThe Oscar Circle network includes hospitals such as Mt Sinai, Montefiore, and St. Francis. The Circle Plus network includes all the Circle hospitals and providers and adds on Memorial Sloan Kettering, North Shore LIJ hospitals, as well as national coverage outside of NY.\u00a0<\/span><\/p>\nPlease call or request a quote today for these or any other carrier or network plans. <\/span><\/p>\n","protected":false},"excerpt":{"rendered":"2020 Best NY Small Business Health Plans for 2019-2020 The rates for 2020 NY small business health plans have been released. While rates will increase slightly in 2020, the combined 2-year increase from 2018-2020 will only be in the mid-single digits per year combined for most carriers.\u00a0 We have reviewed the 2020 plan year rates […]<\/p>\n","protected":false},"author":4,"featured_media":6877,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"mc4wp_mailchimp_campaign":[],"footnotes":""},"categories":[1509],"tags":[1879,1877,1878],"class_list":["post-6903","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-health-insurance-for-small-business-owners-in-ny","tag-best-ny-small-business-health-plans","tag-best-ny-small-business-health-plans-for-2019-2020","tag-best-ny-small-business-health-plans-for-2020"],"yoast_head":"\n
2020 Best NY Small Business Health Plans for 2019-2020<\/title>\n \n \n \n \n \n \n \n \n \n \n \n \n \n\t \n\t \n\t \n \n \n \n \n \n\t \n\t \n\t \n