{"id":6876,"date":"2019-07-29T02:34:02","date_gmt":"2019-07-29T06:34:02","guid":{"rendered":"https:\/\/peakinsuranceadvisors.com\/?p=6876"},"modified":"2019-09-17T13:00:48","modified_gmt":"2019-09-17T17:00:48","slug":"a-guide-to-health-insurance-for-small-businesses-in-ny","status":"publish","type":"post","link":"https:\/\/peakinsuranceadvisors.com\/a-guide-to-health-insurance-for-small-businesses-in-ny\/","title":{"rendered":"A guide to Health Insurance for small businesses in NY"},"content":{"rendered":"
As a small business owner or someone who manages the health insurance for a small business, knowing how to research options for new or renewing health insurance is vital. In this article, we will show you how to compare carriers, networks, and coverage options for all of the New York City, Long Island, and Westchester County insurance carriers.<\/p>\n
To be eligible for coverage you will need to have at least 2 people in the company who work a minimum of 20 hours per week. You can enroll down to 1 person in the plan as long as the other person has valid other coverage somewhere else. Depending who those 2 people are in the company will determine who has to enroll, and how few can enroll. Usually, a non owner employee can enroll on a plan with no issues. When the only enrolling person on the plan is an owner, then there are considerations to note that may or may not allow the owner only to enroll. For details on this situation please read this article on the subject of owner only enrollment.<\/a><\/p>\n Most insurance companies have what is called participation requirements. This means they require a certain percent of the eligible employees to be enrolled in the plan. Those with other coverage can often \u2018waive\u2019 out and do not count against the participation.<\/p>\nWhat health insurance plans are available to NY small businesses?<\/strong><\/h5>\n