{"id":5830,"date":"2018-02-13T11:54:27","date_gmt":"2018-02-13T16:54:27","guid":{"rendered":"https:\/\/peakinsuranceadvisors.com\/?p=5830"},"modified":"2018-02-13T12:18:40","modified_gmt":"2018-02-13T17:18:40","slug":"oxford-updates-new-york-small-group-underwriting-guidelines","status":"publish","type":"post","link":"https:\/\/peakinsuranceadvisors.com\/oxford-updates-new-york-small-group-underwriting-guidelines\/","title":{"rendered":"Oxford Updates New York Small Group Underwriting Guidelines"},"content":{"rendered":"

Oxford updates New York small group underwriting guidelines to meet DFS Guidance \u2013 We were advised of the following update from UHC Oxford regarding changes to their underwriting guidelines for new and renewing groups for coverage starting on 1\/1\/18.\u00a0 These changes are being made to comply with DFS guidance as follows:<\/p>\n

To qualify as a group eligible for coverage under Employee Retirement Income Security Act (ERISA), a group must have at least one common law employee who is both eligible for and enrolled in the coverage.\u00a0 If no \u201cemployees\u201d are covered by the plan, an employee benefit plan does not exist.<\/strong><\/p>\n

As a reminder, the following individuals are not eligible employees and if enrolled, do not satisfy this requirement:
\na.\u00a0\u00a0 \u00a0a person who does not meet the common law employee definition under Department of Labor and Internal Revenue Code rules.
\nb.\u00a0\u00a0 \u00a0a former employee who is covered through retiree benefits, COBRA or state continuation;
\nc.\u00a0\u00a0 \u00a0an employee who does not live, work or reside in the\u00a0 United States;
\nd.\u00a0\u00a0 \u00a0individual proprietors\/owners and their spouses (\u201csole proprietors\u201d or \u201cpartnerships\u201d).<\/p>\n

Sole props must have at least one other eligible employee that also enrolls.<\/em><\/p>\n

The New York Department of Financial Services (DFS) also provided additional guidance surrounding the small group annual open enrollment period.\u00a0 Here is the link to the DFS guidance:\u00a0http:\/\/dfs.ny.gov\/insurance\/health\/market-rules-guide.pdf<\/a><\/p>\n

Please visit our New York Small Group health insurance page<\/a> for the most up-to-date information and rates.<\/p>\n","protected":false},"excerpt":{"rendered":"

Oxford updates New York small group underwriting guidelines to meet DFS Guidance \u2013 We were advised of the following update from UHC Oxford regarding changes to their underwriting guidelines for new and renewing groups for coverage starting on 1\/1\/18.\u00a0 These changes are being made to comply with DFS guidance as follows: To qualify as a […]<\/p>\n","protected":false},"author":5,"featured_media":5806,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"mc4wp_mailchimp_campaign":[],"footnotes":""},"categories":[339],"tags":[509,486,510,38,286,224,287,363,462,511,157],"class_list":["post-5830","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-small-business-health-insurance","tag-2018-oxford-group-health-underwriting-guidelines","tag-2018-small-group-health-alternatives-for-care-connect-ny","tag-group-health-broker-suffolk","tag-health-insurance-broker-suffolk","tag-long-island-health-insurance-broker","tag-ny-group-health-insurance","tag-ny-group-health-insurance-broker","tag-ny-small-group-health-insurance","tag-ny-small-group-health-options-2018","tag-oxford-group-health-insurance","tag-small-group-health-insurance"],"yoast_head":"\nOxford Updates New York Small Group Underwriting Guidelines - New York Health Insurance - Affordable Small Business Health Plans<\/title>\n<meta name=\"description\" content=\"Oxford Updates New York Small Group Underwriting Guidelines\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/peakinsuranceadvisors.com\/oxford-updates-new-york-small-group-underwriting-guidelines\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Oxford Updates New York Small Group Underwriting Guidelines\" \/>\n<meta property=\"og:description\" content=\"Peak Advisors specializes in affordable small group health insurance \/ small business health insurance plans and is here to assist you in comparing, obtaining, and servicing all of your New York business insurance needs.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/peakinsuranceadvisors.com\/oxford-updates-new-york-small-group-underwriting-guidelines\/\" \/>\n<meta property=\"og:site_name\" content=\"New York Health Insurance - Affordable Small Business Health Plans\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/PeakAdvisorsInc\/\" \/>\n<meta property=\"article:published_time\" content=\"2018-02-13T16:54:27+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2018-02-13T17:18:40+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/peakinsuranceadvisors.com\/wp-content\/uploads\/2017\/12\/Blog_Image-logo-wide.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"900\" \/>\n\t<meta property=\"og:image:height\" content=\"300\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Peak Advisors\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@peakadvisorsinc\" \/>\n<meta name=\"twitter:site\" content=\"@peakadvisorsinc\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Peak Advisors\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/peakinsuranceadvisors.com\/oxford-updates-new-york-small-group-underwriting-guidelines\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/peakinsuranceadvisors.com\/oxford-updates-new-york-small-group-underwriting-guidelines\/\"},\"author\":{\"name\":\"Peak Advisors\",\"@id\":\"https:\/\/peakinsuranceadvisors.com\/#\/schema\/person\/5c29451e0210578ef3ba2fe56a63f990\"},\"headline\":\"Oxford Updates New York Small Group Underwriting Guidelines\",\"datePublished\":\"2018-02-13T16:54:27+00:00\",\"dateModified\":\"2018-02-13T17:18:40+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/peakinsuranceadvisors.com\/oxford-updates-new-york-small-group-underwriting-guidelines\/\"},\"wordCount\":251,\"publisher\":{\"@id\":\"https:\/\/peakinsuranceadvisors.com\/#organization\"},\"image\":{\"@id\":\"https:\/\/peakinsuranceadvisors.com\/oxford-updates-new-york-small-group-underwriting-guidelines\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/peakinsuranceadvisors.com\/wp-content\/uploads\/2017\/12\/Blog_Image-logo-wide.jpg\",\"keywords\":[\"2018 Oxford Group Health Underwriting Guidelines\",\"2018 Small Group Health Alternatives for Care Connect NY\",\"group health broker suffolk\",\"health insurance broker suffolk\",\"Long Island Health Insurance Broker\",\"NY group health insurance\",\"NY group health insurance broker\",\"NY small group health insurance\",\"NY small group health options 2018\",\"Oxford group health insurance\",\"small group health insurance\"],\"articleSection\":[\"Small Business Health Insurance\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/peakinsuranceadvisors.com\/oxford-updates-new-york-small-group-underwriting-guidelines\/\",\"url\":\"https:\/\/peakinsuranceadvisors.com\/oxford-updates-new-york-small-group-underwriting-guidelines\/\",\"name\":\"Oxford Updates New York Small Group Underwriting Guidelines - New York Health Insurance - Affordable Small Business Health Plans\",\"isPartOf\":{\"@id\":\"https:\/\/peakinsuranceadvisors.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/peakinsuranceadvisors.com\/oxford-updates-new-york-small-group-underwriting-guidelines\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/peakinsuranceadvisors.com\/oxford-updates-new-york-small-group-underwriting-guidelines\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/peakinsuranceadvisors.com\/wp-content\/uploads\/2017\/12\/Blog_Image-logo-wide.jpg\",\"datePublished\":\"2018-02-13T16:54:27+00:00\",\"dateModified\":\"2018-02-13T17:18:40+00:00\",\"description\":\"Oxford Updates New York Small Group Underwriting Guidelines\",\"breadcrumb\":{\"@id\":\"https:\/\/peakinsuranceadvisors.com\/oxford-updates-new-york-small-group-underwriting-guidelines\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/peakinsuranceadvisors.com\/oxford-updates-new-york-small-group-underwriting-guidelines\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/peakinsuranceadvisors.com\/oxford-updates-new-york-small-group-underwriting-guidelines\/#primaryimage\",\"url\":\"https:\/\/peakinsuranceadvisors.com\/wp-content\/uploads\/2017\/12\/Blog_Image-logo-wide.jpg\",\"contentUrl\":\"https:\/\/peakinsuranceadvisors.com\/wp-content\/uploads\/2017\/12\/Blog_Image-logo-wide.jpg\",\"width\":900,\"height\":300,\"caption\":\"NY Small Business Health Insurance\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/peakinsuranceadvisors.com\/oxford-updates-new-york-small-group-underwriting-guidelines\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/peakinsuranceadvisors.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Oxford Updates New York Small Group Underwriting Guidelines\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/peakinsuranceadvisors.com\/#website\",\"url\":\"https:\/\/peakinsuranceadvisors.com\/\",\"name\":\"New York Health Insurance - Affordable Small Business Health Plans\",\"description\":\"Affordable NY Health Insurance Small Business Health Plans\",\"publisher\":{\"@id\":\"https:\/\/peakinsuranceadvisors.com\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/peakinsuranceadvisors.com\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":[\"Organization\",\"Place\",\"InsuranceAgency\"],\"@id\":\"https:\/\/peakinsuranceadvisors.com\/#organization\",\"name\":\"Peak Advisors, Inc.\",\"url\":\"https:\/\/peakinsuranceadvisors.com\/\",\"logo\":{\"@id\":\"https:\/\/peakinsuranceadvisors.com\/oxford-updates-new-york-small-group-underwriting-guidelines\/#local-main-organization-logo\"},\"image\":{\"@id\":\"https:\/\/peakinsuranceadvisors.com\/oxford-updates-new-york-small-group-underwriting-guidelines\/#local-main-organization-logo\"},\"sameAs\":[\"https:\/\/www.facebook.com\/PeakAdvisorsInc\/\",\"https:\/\/x.com\/peakadvisorsinc\",\"https:\/\/www.linkedin.com\/in\/peakadvisors\",\"https:\/\/www.youtube.com\/channel\/UCdZrXsnNGsjyapWagZyoJRw\/featured\"],\"address\":{\"@id\":\"https:\/\/peakinsuranceadvisors.com\/oxford-updates-new-york-small-group-underwriting-guidelines\/#local-main-place-address\"},\"telephone\":[\"(631) 207-1800\"],\"openingHoursSpecification\":[{\"@type\":\"OpeningHoursSpecification\",\"dayOfWeek\":[\"Monday\",\"Tuesday\",\"Wednesday\",\"Thursday\",\"Friday\"],\"opens\":\"09:00\",\"closes\":\"17:00\"},{\"@type\":\"OpeningHoursSpecification\",\"dayOfWeek\":[\"Saturday\",\"Sunday\"],\"opens\":\"00:00\",\"closes\":\"00:00\"}],\"email\":\"info@peakinsuranceadvisors.com\",\"faxNumber\":\"(631) 207-4370\",\"areaServed\":\"New York, Long Island and New York City\",\"currenciesAccepted\":\"USD\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/peakinsuranceadvisors.com\/#\/schema\/person\/5c29451e0210578ef3ba2fe56a63f990\",\"name\":\"Peak Advisors\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/peakinsuranceadvisors.com\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/14c7ef135f0f8d7138e0dde7367a6ee1?s=96&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/14c7ef135f0f8d7138e0dde7367a6ee1?s=96&r=g\",\"caption\":\"Peak Advisors\"},\"url\":\"https:\/\/peakinsuranceadvisors.com\/author\/pai-manage\/\"},{\"@type\":\"PostalAddress\",\"@id\":\"https:\/\/peakinsuranceadvisors.com\/oxford-updates-new-york-small-group-underwriting-guidelines\/#local-main-place-address\",\"streetAddress\":\"162 Long Island Ave. #2\",\"addressLocality\":\"Holtsville\",\"postalCode\":\"11742\",\"addressRegion\":\"NY\",\"addressCountry\":\"US\"},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/peakinsuranceadvisors.com\/oxford-updates-new-york-small-group-underwriting-guidelines\/#local-main-organization-logo\",\"url\":\"https:\/\/peakinsuranceadvisors.com\/wp-content\/uploads\/2017\/01\/peak_advisors_logo_vert.png\",\"contentUrl\":\"https:\/\/peakinsuranceadvisors.com\/wp-content\/uploads\/2017\/01\/peak_advisors_logo_vert.png\",\"width\":200,\"height\":100,\"caption\":\"Peak Advisors, Inc.\"}]}<\/script>\n<meta name=\"geo.placename\" content=\"Holtsville\" \/>\n<meta name=\"geo.region\" content=\"United States (US)\" \/>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Oxford Updates New York Small Group Underwriting Guidelines - New York Health Insurance - Affordable Small Business Health Plans","description":"Oxford Updates New York Small Group Underwriting Guidelines","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/peakinsuranceadvisors.com\/oxford-updates-new-york-small-group-underwriting-guidelines\/","og_locale":"en_US","og_type":"article","og_title":"Oxford Updates New York Small Group Underwriting Guidelines","og_description":"Peak Advisors specializes in affordable small group health insurance \/ small business health insurance plans and is here to assist you in comparing, obtaining, and servicing all of your New York business insurance needs.","og_url":"https:\/\/peakinsuranceadvisors.com\/oxford-updates-new-york-small-group-underwriting-guidelines\/","og_site_name":"New York Health Insurance - Affordable Small Business Health Plans","article_publisher":"https:\/\/www.facebook.com\/PeakAdvisorsInc\/","article_published_time":"2018-02-13T16:54:27+00:00","article_modified_time":"2018-02-13T17:18:40+00:00","og_image":[{"width":900,"height":300,"url":"https:\/\/peakinsuranceadvisors.com\/wp-content\/uploads\/2017\/12\/Blog_Image-logo-wide.jpg","type":"image\/jpeg"}],"author":"Peak Advisors","twitter_card":"summary_large_image","twitter_creator":"@peakadvisorsinc","twitter_site":"@peakadvisorsinc","twitter_misc":{"Written by":"Peak Advisors","Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/peakinsuranceadvisors.com\/oxford-updates-new-york-small-group-underwriting-guidelines\/#article","isPartOf":{"@id":"https:\/\/peakinsuranceadvisors.com\/oxford-updates-new-york-small-group-underwriting-guidelines\/"},"author":{"name":"Peak Advisors","@id":"https:\/\/peakinsuranceadvisors.com\/#\/schema\/person\/5c29451e0210578ef3ba2fe56a63f990"},"headline":"Oxford Updates New York Small Group Underwriting Guidelines","datePublished":"2018-02-13T16:54:27+00:00","dateModified":"2018-02-13T17:18:40+00:00","mainEntityOfPage":{"@id":"https:\/\/peakinsuranceadvisors.com\/oxford-updates-new-york-small-group-underwriting-guidelines\/"},"wordCount":251,"publisher":{"@id":"https:\/\/peakinsuranceadvisors.com\/#organization"},"image":{"@id":"https:\/\/peakinsuranceadvisors.com\/oxford-updates-new-york-small-group-underwriting-guidelines\/#primaryimage"},"thumbnailUrl":"https:\/\/peakinsuranceadvisors.com\/wp-content\/uploads\/2017\/12\/Blog_Image-logo-wide.jpg","keywords":["2018 Oxford Group Health Underwriting Guidelines","2018 Small Group Health Alternatives for Care Connect NY","group health broker suffolk","health insurance broker suffolk","Long Island Health Insurance Broker","NY group health insurance","NY group health insurance broker","NY small group health insurance","NY small group health options 2018","Oxford group health insurance","small group health insurance"],"articleSection":["Small Business Health Insurance"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/peakinsuranceadvisors.com\/oxford-updates-new-york-small-group-underwriting-guidelines\/","url":"https:\/\/peakinsuranceadvisors.com\/oxford-updates-new-york-small-group-underwriting-guidelines\/","name":"Oxford Updates New York Small Group Underwriting Guidelines - New York Health Insurance - Affordable Small Business Health Plans","isPartOf":{"@id":"https:\/\/peakinsuranceadvisors.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/peakinsuranceadvisors.com\/oxford-updates-new-york-small-group-underwriting-guidelines\/#primaryimage"},"image":{"@id":"https:\/\/peakinsuranceadvisors.com\/oxford-updates-new-york-small-group-underwriting-guidelines\/#primaryimage"},"thumbnailUrl":"https:\/\/peakinsuranceadvisors.com\/wp-content\/uploads\/2017\/12\/Blog_Image-logo-wide.jpg","datePublished":"2018-02-13T16:54:27+00:00","dateModified":"2018-02-13T17:18:40+00:00","description":"Oxford Updates New York Small Group Underwriting Guidelines","breadcrumb":{"@id":"https:\/\/peakinsuranceadvisors.com\/oxford-updates-new-york-small-group-underwriting-guidelines\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/peakinsuranceadvisors.com\/oxford-updates-new-york-small-group-underwriting-guidelines\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/peakinsuranceadvisors.com\/oxford-updates-new-york-small-group-underwriting-guidelines\/#primaryimage","url":"https:\/\/peakinsuranceadvisors.com\/wp-content\/uploads\/2017\/12\/Blog_Image-logo-wide.jpg","contentUrl":"https:\/\/peakinsuranceadvisors.com\/wp-content\/uploads\/2017\/12\/Blog_Image-logo-wide.jpg","width":900,"height":300,"caption":"NY Small Business Health Insurance"},{"@type":"BreadcrumbList","@id":"https:\/\/peakinsuranceadvisors.com\/oxford-updates-new-york-small-group-underwriting-guidelines\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/peakinsuranceadvisors.com\/"},{"@type":"ListItem","position":2,"name":"Oxford Updates New York Small Group Underwriting Guidelines"}]},{"@type":"WebSite","@id":"https:\/\/peakinsuranceadvisors.com\/#website","url":"https:\/\/peakinsuranceadvisors.com\/","name":"New York Health Insurance - Affordable Small Business Health Plans","description":"Affordable NY Health Insurance Small Business Health Plans","publisher":{"@id":"https:\/\/peakinsuranceadvisors.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/peakinsuranceadvisors.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":["Organization","Place","InsuranceAgency"],"@id":"https:\/\/peakinsuranceadvisors.com\/#organization","name":"Peak Advisors, Inc.","url":"https:\/\/peakinsuranceadvisors.com\/","logo":{"@id":"https:\/\/peakinsuranceadvisors.com\/oxford-updates-new-york-small-group-underwriting-guidelines\/#local-main-organization-logo"},"image":{"@id":"https:\/\/peakinsuranceadvisors.com\/oxford-updates-new-york-small-group-underwriting-guidelines\/#local-main-organization-logo"},"sameAs":["https:\/\/www.facebook.com\/PeakAdvisorsInc\/","https:\/\/x.com\/peakadvisorsinc","https:\/\/www.linkedin.com\/in\/peakadvisors","https:\/\/www.youtube.com\/channel\/UCdZrXsnNGsjyapWagZyoJRw\/featured"],"address":{"@id":"https:\/\/peakinsuranceadvisors.com\/oxford-updates-new-york-small-group-underwriting-guidelines\/#local-main-place-address"},"telephone":["(631) 207-1800"],"openingHoursSpecification":[{"@type":"OpeningHoursSpecification","dayOfWeek":["Monday","Tuesday","Wednesday","Thursday","Friday"],"opens":"09:00","closes":"17:00"},{"@type":"OpeningHoursSpecification","dayOfWeek":["Saturday","Sunday"],"opens":"00:00","closes":"00:00"}],"email":"info@peakinsuranceadvisors.com","faxNumber":"(631) 207-4370","areaServed":"New York, Long Island and New York City","currenciesAccepted":"USD"},{"@type":"Person","@id":"https:\/\/peakinsuranceadvisors.com\/#\/schema\/person\/5c29451e0210578ef3ba2fe56a63f990","name":"Peak Advisors","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/peakinsuranceadvisors.com\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/14c7ef135f0f8d7138e0dde7367a6ee1?s=96&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/14c7ef135f0f8d7138e0dde7367a6ee1?s=96&r=g","caption":"Peak Advisors"},"url":"https:\/\/peakinsuranceadvisors.com\/author\/pai-manage\/"},{"@type":"PostalAddress","@id":"https:\/\/peakinsuranceadvisors.com\/oxford-updates-new-york-small-group-underwriting-guidelines\/#local-main-place-address","streetAddress":"162 Long Island Ave. #2","addressLocality":"Holtsville","postalCode":"11742","addressRegion":"NY","addressCountry":"US"},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/peakinsuranceadvisors.com\/oxford-updates-new-york-small-group-underwriting-guidelines\/#local-main-organization-logo","url":"https:\/\/peakinsuranceadvisors.com\/wp-content\/uploads\/2017\/01\/peak_advisors_logo_vert.png","contentUrl":"https:\/\/peakinsuranceadvisors.com\/wp-content\/uploads\/2017\/01\/peak_advisors_logo_vert.png","width":200,"height":100,"caption":"Peak Advisors, Inc."}]},"geo.placename":"Holtsville","geo.region":"United States (US)"},"_links":{"self":[{"href":"https:\/\/peakinsuranceadvisors.com\/wp-json\/wp\/v2\/posts\/5830","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/peakinsuranceadvisors.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/peakinsuranceadvisors.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/peakinsuranceadvisors.com\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/peakinsuranceadvisors.com\/wp-json\/wp\/v2\/comments?post=5830"}],"version-history":[{"count":7,"href":"https:\/\/peakinsuranceadvisors.com\/wp-json\/wp\/v2\/posts\/5830\/revisions"}],"predecessor-version":[{"id":5837,"href":"https:\/\/peakinsuranceadvisors.com\/wp-json\/wp\/v2\/posts\/5830\/revisions\/5837"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/peakinsuranceadvisors.com\/wp-json\/wp\/v2\/media\/5806"}],"wp:attachment":[{"href":"https:\/\/peakinsuranceadvisors.com\/wp-json\/wp\/v2\/media?parent=5830"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/peakinsuranceadvisors.com\/wp-json\/wp\/v2\/categories?post=5830"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/peakinsuranceadvisors.com\/wp-json\/wp\/v2\/tags?post=5830"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}