http:\/\/www.cnbc.com\/id\/102667867<\/a><\/span> regarding those choosing a health plan-<\/span><\/p>\n– Many make poor financial choices with health plans, costing them $$$<\/span><\/p>\n– Financially savvy are not immune<\/span><\/p>\n– Consumers research car, electronics more than health insurance<\/span><\/p>\nWe have had individuals call us up asking for help lowering premiums who are currently enrolled in top Platinum plans that have no health conditions that might necessitate a high end plan. They just wanted \u2018the best plan\u2019, but in reality the best doesn\u2019t always mean the most expensive.<\/span><\/p>\nWe also have clients call up saying they chose a plan but their doctor does not participate in the plan. Others just don\u2019t understand how their plan works, and did not realize they have to pay a deductible first before they start getting some benefits.<\/span><\/p>\nBrokers not only assist in narrowing down plan choices, search doctor networks and help to explain the differences between carriers and plans, they are a sounding board for ideas and questions that no other person or company is better suited to answer.<\/span><\/p>\nThe fact in NY is that it is free for you to use the services of a broker. You do not pay more for your plan when you use a broker, and you do not get any discount for not using one. I question why anyone would venture to tackle the complex task of reviewing and choosing a health insurance plan on their own when for free they can leverage the experience and knowledge of a seasoned insurance broker. You have nothing to lose, and everything to gain!<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"It has become very clear to me over the past year and a half since the NY State of Health opened its doors how important the advice and guidance of a broker is to an individual looking for health insurance. And it\u2019s not just me noticing this. According to a recent article on CNBC: http:\/\/www.cnbc.com\/id\/102667867 […]<\/p>\n","protected":false},"author":6,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"mc4wp_mailchimp_campaign":[],"footnotes":""},"categories":[1699,1671],"tags":[94,49,56,85,95,57,96,97],"class_list":["post-3064","post","type-post","status-publish","format-standard","hentry","category-health-insurance-broker-long-island","category-health-insurance-broker-nyc","tag-health-insurance-broker-ny","tag-insurance-agent","tag-long-island-ny-health-insurance-broker","tag-new-york-health-insurance-broker","tag-new-york-long-island-suffolk-county-new-york-broker","tag-ny-health-insurance","tag-obamacare-insurance","tag-why-do-i-need-a-broker"],"yoast_head":"\n
The Importance of Working With a New York Health Insurance Broker<\/title>\n \n \n \n \n \n \n \n \n \n \n \n \n \n\t \n\t \n\t \n \n \n \n \n \n\t \n\t \n\t \n