{"id":2438,"date":"2015-03-12T10:50:54","date_gmt":"2015-03-12T14:50:54","guid":{"rendered":"https:\/\/peakinsuranceadvisors.com\/?p=2438"},"modified":"2019-06-10T12:19:08","modified_gmt":"2019-06-10T16:19:08","slug":"the-dreaded-cadillac-taxcoming-to-a-health-plan-near-you","status":"publish","type":"post","link":"https:\/\/peakinsuranceadvisors.com\/the-dreaded-cadillac-taxcoming-to-a-health-plan-near-you\/","title":{"rendered":"The Dreaded Cadillac Tax\u2026coming to a health plan near YOU!"},"content":{"rendered":"

\u00a0\u00a0\u00a0\u00a0 While Republicans and Democrats do not seem to agree on anything these days, there is one provision of ObamaCare<\/strong> that they both despise \u2014 the so-called Cadillac tax<\/strong> on generous health plans.<\/span><\/p>\n

\u00a0\u00a0\u00a0\u00a0 With the uproar growing louder with each passing week, this may even present an opportunity for Republicans in Congress to woo enough Democratic votes to pass changes to ObamaCare and overcome the President\u2019s likely veto.<\/span><\/p>\n

\u00a0\u00a0\u00a0\u00a0 While it does not go into effect until 2018, there are signs that companies are already cutting health benefits to stay under the Cadillac line.<\/span><\/p>\n

\u00a0\u00a0\u00a0\u00a0 As far back as 2009, the president said he wanted to penalize \u201cfancy plans that end up driving up costs.\u201d Obamacare adds on a 40% tax on these plans starting in 2018. In reality, it\u2019s not just the rich that have these plans, but in fact there are countless blue-collar and union workers that are enrolled in these generous benefits that have been negotiated instead of wage hikes. There are also thousands of plans offered thru the local Long Island school districts for teachers<\/strong> that will likely fall into this category as well.<\/span><\/p>\n

\u00a0\u00a0\u00a0\u00a0 It is suggested by some that by 2018, about half of companies will have to pay the tax if they do not restructure plans considered \u201cexcessive\u201d: $10,200 for individuals and $27,500 for families. According to a recent study by the benefits group Towers Watson, companies are already raising deductibles and copays or skimping on coverage.<\/span><\/p>\n

\u00a0\u00a0\u00a0\u00a0 Union leaders weren\u2019t fooled. According to a recent Fox News report, three large unions, including the Teamsters, sent a letter to congressional Democrats in 2013 warning that the tax \u201cwill destroy the very health and well being of our members.\u201d<\/span><\/p>\n

\u00a0\u00a0\u00a0\u00a0 While only time will tell what the impact of this tax on excessive plans will be, you can be sure that as health insurance costs continue to outpace inflation, the percentage of citizens falling into the \u2018Cadillac Tax-Pit\u2019 will only continue to grow. If and when this problem gets fixed is anyone\u2019s guess.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

\u00a0\u00a0\u00a0\u00a0 While Republicans and Democrats do not seem to agree on anything these days, there is one provision of ObamaCare that they both despise \u2014 the so-called Cadillac tax on generous health plans. \u00a0\u00a0\u00a0\u00a0 With the uproar growing louder with each passing week, this may even present an opportunity for Republicans in Congress to woo […]<\/p>\n","protected":false},"author":6,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"mc4wp_mailchimp_campaign":[],"footnotes":""},"categories":[339,1679],"tags":[34,79,80,81],"class_list":["post-2438","post","type-post","status-publish","format-standard","hentry","category-small-business-health-insurance","category-small-business-health-insurance-ny","tag-health-care-reform","tag-health-insurance-cadillac-tax","tag-ny-state-of-health-insurance-cadillac-tax","tag-obamacare-health-care-reform-cadillac-tax"],"yoast_head":"\nThe Dreaded Cadillac Tax...Coming to a Health Plan Near You<\/title>\n<meta name=\"description\" content=\"Information about the upcoming cadillac tax for 2018 from the new health care reform under Obamacare\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/peakinsuranceadvisors.com\/the-dreaded-cadillac-taxcoming-to-a-health-plan-near-you\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"The Dreaded Cadillac Tax\u2026coming to a health plan near YOU!\" \/>\n<meta property=\"og:description\" content=\"Peak Advisors specializes in affordable small group health insurance \/ small business health insurance plans and is here to assist you in comparing, obtaining, and servicing all of your New York business insurance needs.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/peakinsuranceadvisors.com\/the-dreaded-cadillac-taxcoming-to-a-health-plan-near-you\/\" \/>\n<meta property=\"og:site_name\" content=\"New York Health Insurance - 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