{"id":4439,"date":"2013-03-13T14:01:50","date_gmt":"2013-03-13T14:01:50","guid":{"rendered":"https:\/\/peakinsuranceadvisors.com\/?page_id=451"},"modified":"2017-04-13T16:18:48","modified_gmt":"2017-04-13T16:18:48","slug":"senior-long-term-care-insurance","status":"publish","type":"page","link":"https:\/\/peakinsuranceadvisors.com\/senior-insurance\/senior-long-term-care-insurance\/","title":{"rendered":"Long-Term Care Insurance"},"content":{"rendered":"
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We write with the following carriers: Genworth Life Insurance, Mutual of Omaha, MedAmerica, John Hancock, Transamerica, Mass Mutual<\/strong><\/p>

Planning for your future medical needs is important<\/strong>
Peak Advisors, Inc. is here to help. Since 1990, our experienced staff has been guiding Suffolk County<\/strong> and Long Island<\/strong> residents through the insurance process, and we\u2019re proud to assist the community in finding the best long-term care insurance plans available today.<\/p>

Long-term care insurance<\/strong> (LTCi) is crucial for anyone who doesn\u2019t want to rely on family members to provide or pay for their late-life care. These policies generally cover home care, assisted living, adult daycare and hospice, and they can even provide funds for a live-in companion, therapist or private nurse. It\u2019s the best way to feel secure about your future needs without worrying whether your family will be able to afford the medical costs.<\/p>

There are 2 basic types of LTCi policies: Cash vs Expense Incurred.\u00a0 We tend to favor Cash policies for the following reasons:<\/p>

  • There is no need to first incur an expense before claims are paid\u2026you just need to be benefit eligible under a Cash LTCi policy.<\/li>
  • Cash benefits can be used at your discretion\u2026no need to have \u2018certified\u2019 caregivers in order to collect benefits.<\/li><\/ul>

    Don\u2019t wait to take care of your future. Call the professional agents at Peak Advisors, Inc. today, and let us help you find the long-term care policy that meets your needs and gives you a comforting peace of mind.<\/p>

    In order to get you a quote, we will eventually need the following information to provide a quote:<\/strong>
    Date of Birth, Will you be applying with a spouse?, Sex, Daily benefit requested ($100-400\/day)<\/p><\/div>\n

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    3 WAYS TO GET A QUOTE TODAY!<\/strong><\/p>

    1. Call Us: <\/strong>631-207-1800<\/p>

    2. Email Us: <\/strong>info@peakinsuranceadvisors.com<\/a><\/p>

    3. Have Us Contact You:<\/strong> fill out form below<\/p>