{"id":4439,"date":"2013-03-13T14:01:50","date_gmt":"2013-03-13T14:01:50","guid":{"rendered":"https:\/\/peakinsuranceadvisors.com\/?page_id=451"},"modified":"2017-04-13T16:18:48","modified_gmt":"2017-04-13T16:18:48","slug":"senior-long-term-care-insurance","status":"publish","type":"page","link":"https:\/\/peakinsuranceadvisors.com\/senior-insurance\/senior-long-term-care-insurance\/","title":{"rendered":"Long-Term Care Insurance"},"content":{"rendered":"<section class=\"fw-main-row \"  >\n\t<div class=\"fw-container\">\n\t\t<div class=\"fw-row\">\n\t<div class=\"fw-col-xs-12 fw-col-sm-8\">\n\t<p>We write with the following carriers: <strong>Genworth Life Insurance, Mutual of Omaha, MedAmerica, John Hancock, Transamerica, Mass Mutual<\/strong><\/p><p><strong>Planning for your future medical needs is important<\/strong><br \/>Peak Advisors, Inc. is here to help. Since 1990, our experienced staff has been guiding <strong>Suffolk County<\/strong> and <strong>Long Island<\/strong> residents through the insurance process, and we\u2019re proud to assist the community in finding the best long-term care insurance plans available today.<\/p><p><strong>Long-term care insurance<\/strong> (LTCi) is crucial for anyone who doesn\u2019t want to rely on family members to provide or pay for their late-life care. These policies generally cover home care, assisted living, adult daycare and hospice, and they can even provide funds for a live-in companion, therapist or private nurse. It\u2019s the best way to feel secure about your future needs without worrying whether your family will be able to afford the medical costs.<\/p><p>There are 2 basic types of LTCi policies: Cash vs Expense Incurred.\u00a0 We tend to favor Cash policies for the following reasons:<\/p><ul><li>There is no need to first incur an expense before claims are paid\u2026you just need to be benefit eligible under a Cash LTCi policy.<\/li><li>Cash benefits can be used at your discretion\u2026no need to have \u2018certified\u2019 caregivers in order to collect benefits.<\/li><\/ul><p>Don\u2019t wait to take care of your future. Call the professional agents at Peak Advisors, Inc. today, and let us help you find the long-term care policy that meets your needs and gives you a comforting peace of mind.<\/p><p><strong>In order to get you a quote, we will eventually need the following information to provide a quote:<\/strong><br \/>Date of Birth, Will you be applying with a spouse?, Sex, Daily benefit requested ($100-400\/day)<\/p><\/div>\n<div class=\"fw-col-xs-12 fw-col-sm-4\">\n\t<p style=\"text-align: left;\"><strong>3 WAYS TO GET A QUOTE TODAY!<\/strong><\/p><p style=\"text-align: left;\"><strong>1. Call Us: <\/strong>631-207-1800<\/p><p style=\"text-align: left;\"><strong>2. Email Us: <\/strong><a href=\"mailto:info@peakinsuranceadvisors.com\" target=\"_blank\">info@peakinsuranceadvisors.com<\/a><\/p><p style=\"text-align: left;\"><strong>3. Have Us Contact You:<\/strong> fill out form below<\/p><p><script>(function() {\n\twindow.mc4wp = window.mc4wp || {\n\t\tlisteners: [],\n\t\tforms: {\n\t\t\ton: function(evt, cb) {\n\t\t\t\twindow.mc4wp.listeners.push(\n\t\t\t\t\t{\n\t\t\t\t\t\tevent   : evt,\n\t\t\t\t\t\tcallback: cb\n\t\t\t\t\t}\n\t\t\t\t);\n\t\t\t}\n\t\t}\n\t}\n})();\n<\/script><!-- Mailchimp for WordPress v4.10.2 - https:\/\/wordpress.org\/plugins\/mailchimp-for-wp\/ --><form id=\"mc4wp-form-1\" class=\"mc4wp-form mc4wp-form-5088 mc4wp-form-styles-builder mc4wp-ajax\" method=\"post\" data-id=\"5088\" data-name=\"Medicare &amp; Senior Insurance Signup NEW\" ><div class=\"mc4wp-form-fields\"><!-- Begin MailChimp Signup Form -->\r\n<link href=\"\/\/cdn-images.mailchimp.com\/embedcode\/classic-10_7.css\" rel=\"stylesheet\" type=\"text\/css\">\r\n<style type=\"text\/css\">\r\n\t#mc_embed_signup{clear:left; font:14px Helvetica,Arial,sans-serif;  width:305px;}\r\n\t\/* Add your own MailChimp form style overrides in your site stylesheet or in this style block.\r\n\t   We recommend moving this block and the preceding CSS link to the HEAD of your HTML file. *\/\r\n<\/style>\r\n<div id=\"mc_embed_signup\">\r\n\r\n    <div id=\"mc_embed_signup_scroll\">\r\n\t<h2>FREE Medicare & Senior Quote!<\/h2>\r\n<div class=\"mc-field-group\">\r\n\t<label for=\"mce-FNAME\">First Name: <\/label>\r\n\t<input type=\"text\" value=\"\" name=\"FNAME\" class=\"\" id=\"mce-FNAME\">\r\n<\/div>\r\n<div class=\"mc-field-group\">\r\n\t<label for=\"mce-LNAME\">Last Name: <\/label>\r\n\t<input type=\"text\" value=\"\" name=\"LNAME\" class=\"\" id=\"mce-LNAME\">\r\n<\/div>\r\n<div class=\"mc-field-group\">\r\n\t<label for=\"mce-EMAIL\">Email Address:  <span class=\"asterisk\">*<\/span>\r\n<\/label>\r\n\t<input type=\"email\" value=\"\" name=\"EMAIL\" class=\"required email\" id=\"mce-EMAIL\">\r\n<\/div>\r\n<div class=\"mc-field-group\">\r\n    <label>Phone<\/label>\r\n    <input type=\"tel\" name=\"PHONE\">\r\n<\/div>       \r\n<div class=\"mc-field-group\">\r\n\t<label for=\"mce-BUSZIP\">Zip Code: <\/label>\r\n\t<input type=\"text\" value=\"\" name=\"BUSZIP\" class=\"\" id=\"mce-BUSZIP\">\r\n<\/div>\r\n<div class=\"mc-field-group input-group\">\r\n    <label>Preferred Contact Method:<\/label>\r\n    <ul><li><input type=\"radio\" value=\"Email\" name=\"CONTACT\" id=\"mce-CONTACT-0\"><label for=\"mce-CONTACT-0\">Email<\/label><\/li>\r\n<li><input type=\"radio\" value=\"Phone\" name=\"CONTACT\" id=\"mce-CONTACT-1\"><label for=\"mce-CONTACT-1\">Phone<\/label><\/li>\r\n<\/ul>\r\n<\/div>\r\n<div>\r\n\t{captcha}\t\r\n<\/div>\r\n      <input type=\"hidden\" name=\"SIGNUP\" required=\"\" value=\"Medicare & Senior\">\r\n<input type=\"hidden\" name=\"INTERESTS[6dddf8176b]\" value=\"Medicare & Senior\">\r\n  <div id=\"mce-responses\" class=\"clear\">\r\n\t\t<div class=\"response\" id=\"mce-error-response\" style=\"display:none\"><\/div>\r\n\t\t<div class=\"response\" id=\"mce-success-response\" style=\"display:none\"><\/div>\r\n\t<\/div>    <!-- real people should not fill this in and expect good things - do not remove this or risk form bot signups-->\r\n    <div style=\"position: absolute; left: -5000px;\" aria-hidden=\"true\"><input type=\"text\" name=\"b_af6ce1b744d7da9818653ab68_3ba755fdae\" tabindex=\"-1\" value=\"\"><\/div>\r\n    <div class=\"clear\"><input type=\"submit\" value=\"Submit\" name=\"subscribe\" id=\"mc-embedded-subscribe\" class=\"button\"><\/div>\r\n    <\/div>\r\n<\/div>\r\n<script type='text\/javascript' src='\/\/s3.amazonaws.com\/downloads.mailchimp.com\/js\/mc-validate.js'><\/script><script type='text\/javascript'>(function($) {window.fnames = new Array(); window.ftypes = new Array();fnames[7]='BUSNAME';ftypes[7]='text';fnames[0]='EMAIL';ftypes[0]='email';fnames[1]='FNAME';ftypes[1]='text';fnames[2]='LNAME';ftypes[2]='text';fnames[6]='PHONE';ftypes[6]='phone';fnames[8]='FTEMPLOYEE';ftypes[8]='number';fnames[9]='BUSZIP';ftypes[9]='zip';fnames[10]='GRPPLAN';ftypes[10]='radio';fnames[11]='CARRIER';ftypes[11]='text';fnames[3]='CONTACT';ftypes[3]='radio';fnames[4]='SIGNUP';ftypes[4]='text';}(jQuery));var $mcj = jQuery.noConflict(true);<\/script>\r\n<!--End mc_embed_signup-->\r\n<\/br><\/div><label style=\"display: none !important;\">Leave this field empty if you're human: <input type=\"text\" name=\"_mc4wp_honeypot\" value=\"\" tabindex=\"-1\" autocomplete=\"off\" \/><\/label><input type=\"hidden\" name=\"_mc4wp_timestamp\" value=\"1745160612\" \/><input type=\"hidden\" name=\"_mc4wp_form_id\" value=\"5088\" \/><input type=\"hidden\" name=\"_mc4wp_form_element_id\" value=\"mc4wp-form-1\" \/><div class=\"mc4wp-response\"><\/div><\/form><!-- \/ Mailchimp for WordPress Plugin --><\/p><\/div>\n<\/div>\n\n\t<\/div>\n<\/section>\n\n","protected":false},"excerpt":{"rendered":"<p>We write with the following carriers: Genworth Life Insurance, Mutual of Omaha, MedAmerica, John Hancock, Transamerica, Mass MutualPlanning for your future medical needs is importantPeak Advisors, Inc. is here to help. Since 1990, our experienced staff has been guiding Suffolk County and Long Island residents through the insurance process, and we\u2019re proud to assist the [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":0,"parent":4421,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"class_list":["post-4439","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.8 (Yoast SEO v24.8.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>New York Senior Long-Term Care Insurance - Peak Advisors, Inc.<\/title>\n<meta name=\"description\" content=\"New York Senior Long-Term Care Insurance Information and Options from Peak Advisors, Inc.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/peakinsuranceadvisors.com\/senior-insurance\/senior-long-term-care-insurance\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Long-Term Care Insurance\" \/>\n<meta property=\"og:description\" content=\"Peak Advisors specializes in affordable small group health insurance \/ small business health insurance plans and is here to assist you in comparing, obtaining, and servicing all of your New York business insurance needs.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/peakinsuranceadvisors.com\/senior-insurance\/senior-long-term-care-insurance\/\" \/>\n<meta property=\"og:site_name\" content=\"New York Health Insurance - 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