{"id":4432,"date":"2013-02-17T04:32:36","date_gmt":"2013-02-17T04:32:36","guid":{"rendered":"https:\/\/peakinsuranceadvisors.com\/?page_id=212"},"modified":"2017-04-13T16:36:55","modified_gmt":"2017-04-13T16:36:55","slug":"new-york-long-island-homeowners-insurance","status":"publish","type":"page","link":"https:\/\/peakinsuranceadvisors.com\/personal-insurance-2\/new-york-long-island-homeowners-insurance\/","title":{"rendered":"Homeowner&#8217;s Insurance"},"content":{"rendered":"<section class=\"fw-main-row \"  >\n\t<div class=\"fw-container\">\n\t\t<div class=\"fw-row\">\n\t<div class=\"fw-col-xs-12 fw-col-sm-8\">\n\t<p>We contract with multiple carriers including <strong>Chubb, CNA, Utica, Farmers, Merchants, Narragansett Bay, PURE, The Hartford, Travelers, Utica, and more...<\/strong><\/p><p>Homeowner\u2019s insurance, or hazard insurance, often abbreviated HOI, is a type of property insurance that covers the private home that you own. Such insurance covers the value of the home, the contents contained within and additional living expenses. HOI also includes liability insurance for accidents that occur on the property or liability claims against the homeowner within the policy territory.<\/p><p>A crucial aspect of home insurance is that, ideally, the policies are very geocentric. As a Long Island homeowner, your needs are very different from a homeowner in Kansas, for instance. It is very important that you choose an insurance company that specializes in your area. That is the only way you can be confident that the policy fully protects your home and family. A good policy in a coastal area like Long Island requires special features, and failure to include them can mean financial disaster.<\/p><p><strong>New York Renters Insurance<\/strong><br \/>Are You Protected if Tragedy Strikes Your Rental Home? If you rent an apartment, condo or house on Long Island, you need renters insurance. This coverage is a smart and economical way to protect your assets. Although you don\u2019t own the property that you live in, you do own most of the items within it. This includes your clothing, furniture, electronic equipment, books, DVDs, computers and personal mementos that took years to accumulate. In one tragic instant, you could lose everything. Insurance helps you to replace any lost or damaged items. It also assists you in rebuilding again if you have to start over with nothing.<\/p><p>Most people never need to file an insurance claim, but having insurance gives you protection and peace of mind should a fire, flood, natural disaster or burglary cause you to lose some or all of your possessions. Many people mistakenly believe that renters insurance is expensive, but you can find a policy that meets your budget. Imagine how much more you would have to pay if you had to replace your television, computer or clothing? Renters insurance is a great way to protect what you own while also preparing for the worst-case scenario.<\/p><\/div>\n<div class=\"fw-col-xs-12 fw-col-sm-4\">\n\t<p style=\"text-align: left;\"><strong>3 WAYS TO GET A QUOTE TODAY!<\/strong><\/p><p style=\"text-align: left;\"><strong>1. Call Us: <\/strong>631-207-1800<\/p><p style=\"text-align: left;\"><strong>2. Email Us: <\/strong><a href=\"mailto:info@peakinsuranceadvisors.com\" target=\"_blank\">info@peakinsuranceadvisors.com<\/a><\/p><p style=\"text-align: left;\"><strong>3. Have Us Contact You:<\/strong> fill out form below<\/p><p><script>(function() {\n\twindow.mc4wp = window.mc4wp || {\n\t\tlisteners: [],\n\t\tforms: {\n\t\t\ton: function(evt, cb) {\n\t\t\t\twindow.mc4wp.listeners.push(\n\t\t\t\t\t{\n\t\t\t\t\t\tevent   : evt,\n\t\t\t\t\t\tcallback: cb\n\t\t\t\t\t}\n\t\t\t\t);\n\t\t\t}\n\t\t}\n\t}\n})();\n<\/script><!-- Mailchimp for WordPress v4.9.13 - https:\/\/wordpress.org\/plugins\/mailchimp-for-wp\/ --><form id=\"mc4wp-form-1\" class=\"mc4wp-form mc4wp-form-5086 mc4wp-form-styles-builder mc4wp-ajax\" method=\"post\" data-id=\"5086\" data-name=\"Personal Lines Signup NEW\" ><div class=\"mc4wp-form-fields\"><!-- Begin MailChimp Signup Form -->\r\n<link href=\"\/\/cdn-images.mailchimp.com\/embedcode\/classic-10_7.css\" rel=\"stylesheet\" type=\"text\/css\">\r\n<style type=\"text\/css\">\r\n\t#mc_embed_signup{clear:left; font:14px Helvetica,Arial,sans-serif;  width:305px;}\r\n\t\/* Add your own MailChimp form style overrides in your site stylesheet or in this style block.\r\n\t   We recommend moving this block and the preceding CSS link to the HEAD of your HTML file. *\/\r\n<\/style>\r\n<div id=\"mc_embed_signup\">\r\n\r\n    <div id=\"mc_embed_signup_scroll\">\r\n\t<h2>FREE Personal Insurance Quote!<\/h2>\r\n<div class=\"mc-field-group\">\r\n\t<label for=\"mce-FNAME\">First Name: <\/label>\r\n\t<input type=\"text\" value=\"\" name=\"FNAME\" class=\"\" id=\"mce-FNAME\">\r\n<\/div>\r\n<div class=\"mc-field-group\">\r\n\t<label for=\"mce-LNAME\">Last Name: <\/label>\r\n\t<input type=\"text\" value=\"\" name=\"LNAME\" class=\"\" id=\"mce-LNAME\">\r\n<\/div>\r\n<div class=\"mc-field-group\">\r\n\t<label for=\"mce-EMAIL\">Email Address:  <span class=\"asterisk\">*<\/span>\r\n<\/label>\r\n\t<input type=\"email\" value=\"\" name=\"EMAIL\" class=\"required email\" id=\"mce-EMAIL\">\r\n<\/div>\r\n<div class=\"mc-field-group\">\r\n    <label>Phone<\/label>\r\n    <input type=\"tel\" name=\"PHONE\">\r\n<\/div>       \r\n<div class=\"mc-field-group\">\r\n\t<label for=\"mce-BUSZIP\">Zip Code <\/label>\r\n\t<input type=\"text\" value=\"\" name=\"BUSZIP\" class=\"\" id=\"mce-BUSZIP\">\r\n<\/div>\r\n<div class=\"mc-field-group input-group\">\r\n    Personal Insurance Interests\r\n    <label>\r\n       <ul><li> <input name=\"PRSNLINE\" type=\"radio\" value=\"Life Insurance\" required=\"\"> <span>Life Insurance<\/span>\r\n    <\/label>\r\n    <label>\r\n        <ul><li><input name=\"PRSNLINE\" type=\"radio\" value=\"Homeowner's Insurance\" required=\"\"> <span>Homeowner's Insurance<\/span>\r\n    <\/label>\r\n    <label>\r\n        <ul><li><input name=\"PRSNLINE\" type=\"radio\" value=\"Disability Income Insurance\"\r\n        required=\"\"> <span>Disability Income Insurance<\/span>\r\n    <\/label>\r\n    <label>\r\n        <ul><li><input name=\"PRSNLINE\" type=\"radio\" value=\"Flood Insurance\" required=\"\"> <span>Flood Insurance<\/span>\r\n    <\/label>\r\n    <label>\r\n        <ul><li><input name=\"PRSNLINE\" type=\"radio\" value=\"Auto Insurance\" required=\"\"> <span>Auto Insurance<\/span>\r\n    <\/label>\r\n    <label>\r\n        <ul><li><input name=\"PRSNLINE\" type=\"radio\" value=\"Umbrella Policy\" required=\"\"> <span>Umbrella Policy<\/span>\r\n    <\/label>\r\n<\/div>\r\n<div class=\"mc-field-group input-group\">\r\n    <label>Preferred Contact Method:<\/label>\r\n    <ul><li><input type=\"radio\" value=\"Email\" name=\"CONTACT\" id=\"mce-CONTACT-0\"><label for=\"mce-CONTACT-0\">Email<\/label><\/li>\r\n<li><input type=\"radio\" value=\"Phone\" name=\"CONTACT\" id=\"mce-CONTACT-1\"><label for=\"mce-CONTACT-1\">Phone<\/label><\/li>\r\n<\/ul>\r\n<\/div>\r\n      <input type=\"hidden\" name=\"SIGNUP\" required=\"\" value=\"Personal Lines\">\r\n<input type=\"hidden\" name=\"INTERESTS[6dddf8176b]\" value=\"Personal Lines\">\r\n  <div id=\"mce-responses\" class=\"clear\">\r\n\t\t<div class=\"response\" id=\"mce-error-response\" style=\"display:none\"><\/div>\r\n\t\t<div class=\"response\" id=\"mce-success-response\" style=\"display:none\"><\/div>\r\n\t<\/div>    <!-- real people should not fill this in and expect good things - do not remove this or risk form bot signups-->\r\n    <div style=\"position: absolute; left: -5000px;\" aria-hidden=\"true\"><input type=\"text\" name=\"b_af6ce1b744d7da9818653ab68_3ba755fdae\" tabindex=\"-1\" value=\"\"><\/div>\r\n    <div class=\"clear\"><input type=\"submit\" value=\"Submit\" name=\"subscribe\" id=\"mc-embedded-subscribe\" class=\"button\"><\/div>\r\n    <\/div>\r\n<\/div>\r\n<script type='text\/javascript' src='\/\/s3.amazonaws.com\/downloads.mailchimp.com\/js\/mc-validate.js'><\/script><script type='text\/javascript'>(function($) {window.fnames = new Array(); window.ftypes = new Array();fnames[7]='BUSNAME';ftypes[7]='text';fnames[0]='EMAIL';ftypes[0]='email';fnames[1]='FNAME';ftypes[1]='text';fnames[2]='LNAME';ftypes[2]='text';fnames[6]='PHONE';ftypes[6]='phone';fnames[8]='FTEMPLOYEE';ftypes[8]='number';fnames[9]='BUSZIP';ftypes[9]='zip';fnames[10]='GRPPLAN';ftypes[10]='radio';fnames[11]='CARRIER';ftypes[11]='text';fnames[3]='CONTACT';ftypes[3]='radio';fnames[4]='SIGNUP';ftypes[4]='text';}(jQuery));var $mcj = jQuery.noConflict(true);<\/script>\r\n<!--End mc_embed_signup-->\r\n<\/br><\/div><label style=\"display: none !important;\">Leave this field empty if you're human: <input type=\"text\" name=\"_mc4wp_honeypot\" value=\"\" tabindex=\"-1\" autocomplete=\"off\" \/><\/label><input type=\"hidden\" name=\"_mc4wp_timestamp\" value=\"1715144082\" \/><input type=\"hidden\" name=\"_mc4wp_form_id\" value=\"5086\" \/><input type=\"hidden\" name=\"_mc4wp_form_element_id\" value=\"mc4wp-form-1\" \/><div class=\"mc4wp-response\"><\/div><\/form><!-- \/ Mailchimp for WordPress Plugin --><\/p><\/div>\n<\/div>\n\n\t<\/div>\n<\/section>\n\n","protected":false},"excerpt":{"rendered":"<p>We contract with multiple carriers including Chubb, CNA, Utica, Farmers, Merchants, Narragansett Bay, PURE, The Hartford, Travelers, Utica, and more&#8230;Homeowner\u2019s insurance, or hazard insurance, often abbreviated HOI, is a type of property insurance that covers the private home that you own. Such insurance covers the value of the home, the contents contained within and additional [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":0,"parent":4420,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v22.6 (Yoast SEO v22.6) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>New York and Long Island Homeowners Insurance - Peak Advisors, Inc.<\/title>\n<meta name=\"description\" content=\"New York and Long Island Homeowners Insurance Information and Options from Peak Advisors, Inc. Contact us today or get a quote now.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/peakinsuranceadvisors.com\/personal-insurance-2\/new-york-long-island-homeowners-insurance\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Homeowner&#039;s Insurance\" \/>\n<meta property=\"og:description\" content=\"Peak Advisors specializes in affordable small group health insurance \/ small business health insurance plans and is here to assist you in comparing, obtaining, and servicing all of your New York business insurance needs.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/peakinsuranceadvisors.com\/personal-insurance-2\/new-york-long-island-homeowners-insurance\/\" \/>\n<meta property=\"og:site_name\" content=\"New York Health Insurance - Affordable Small Business Health Plans\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/PeakAdvisorsInc\/\" \/>\n<meta property=\"article:modified_time\" content=\"2017-04-13T16:36:55+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/peakinsuranceadvisors.com\/wp-content\/uploads\/2020\/07\/Blog_Image-logo-wide-1.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"900\" \/>\n\t<meta property=\"og:image:height\" content=\"300\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:site\" content=\"@peakadvisorsinc\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/peakinsuranceadvisors.com\/personal-insurance-2\/new-york-long-island-homeowners-insurance\/\",\"url\":\"https:\/\/peakinsuranceadvisors.com\/personal-insurance-2\/new-york-long-island-homeowners-insurance\/\",\"name\":\"New York and Long Island Homeowners Insurance - Peak Advisors, Inc.\",\"isPartOf\":{\"@id\":\"https:\/\/peakinsuranceadvisors.com\/#website\"},\"datePublished\":\"2013-02-17T04:32:36+00:00\",\"dateModified\":\"2017-04-13T16:36:55+00:00\",\"description\":\"New York and Long Island Homeowners Insurance Information and Options from Peak Advisors, Inc. 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